Credit Card EMI Calculator
₹100,000
15%
1 Years
EMI Breakdown
Monthly EMI
₹0
Total Interest₹0
Total Payment₹100,000
Payment Distribution
Yearly Payment Schedule
Amortization Schedule
| Year | Principal (A) | Interest (B) | Total Payment (A+B) | Balance | Loan Paid % |
|---|
About Credit Card EMIs
Credit Card EMI (Equated Monthly Installment) allows you to convert your large credit card purchases into fixed monthly payments. This can make big-ticket items more affordable by spreading the cost over time.
Key Features
- Convert purchases into easy monthly installments
- Fixed interest rate for the EMI tenure
- Typically available for purchases above a certain amount
- Can help manage cash flow for large expenses
- May have processing fees or charges
Tips for Credit Card EMIs
- Compare EMI interest rates with your card's regular APR
- Check for any additional fees or charges
- Consider the impact on your credit limit
- Ensure you can comfortably afford the monthly payments
- Pay off the EMI early if possible to save on interest